Employee Benefits and Financial Services

Over the last several years, TRG Insurance Brokers' Employee Benefits Division has expanded to become a leader in the Niagara Region. Our success at implementing benefit plans through Third-Party Administrators has allowed administrative efficiencies to be passed on to employers we represent in terms of lower rates and more competitive renewals. This type of plan has proven effective in several nationally and internationally recognized corporations whom we are privileged to represent.

Our TRG Employee Benefits consultants take a proactive approach to your benefits. We will come to your business to do the enrolment process for you and will provide employee education meetings at your request. In addition to Employee Benefits, we also offer Group RRSPs, Group Pension Plans, Partnership Buy/Sell Agreements, Life Insurance (Group, Term, Whole, Universal, Mortgage) and Disability Insurance (Group, Key Person, Overhead, Individual).

We work differently than many brokerage firms. We DO NOT charge a consulting fee or an hourly fee. Our income is based strictly on commission so we are motivated to keep our clients happy. We know that clients who are not receiving quality service will take their business elsewhere. With this in mind, we have built on the feedback that we have received over the years to develop a comprehensive, proactive customer service program designed to address issues in a timely manner.

Established to address the ever-increasing needs of our clients, TRG Insurance Brokers' Financial Services Division prides itself on being able to give you access to investment products from virtually every major investment company in Canada. Our many qualified specialists are specifically trained to provide sound financial planning advice one-on-one and we encourage regular meetings to address changes that may arise - ensuring your portfolio accurately reflects your needs.

Our line of investment products includes: *Mutual Funds, Guaranteed Investment Certificates (GICs), Segregated Funds, RRSPs, Registered Retirement Income Funds (RRIFs), Registered Education Savings Plans (RESPs), Annuities, Estate Planning, Tax Planning and Individual Pension Plans.

To ensure you're making the right decisions when it comes to your financial future, call TRG today at 905-374-7000 / 1-800-565-8552 or Click here to email us.

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*Products and Services offered in this website are only available to residents of Ontario. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund's simplified prospectus before investing. Mutual fund securities are not guaranteed, their values change frequently and past performance may not be repeated.

Services/products indicated with an asterix * are offered through Manulife Securities. Other services/products are not the business of Manulife Securities and Manulife Securities is not responsible to you for them. If you have a question about whether Manulife Securities is responsible for the sale of a product or service that is offered to you, please contact the Manulife Securities Customer Care Centre at
1-888-626-8543