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What can TRG Insurance Brokers do for me?

TRG customer service representatives, brokers and consultants are qualified professionals whose primary focus is to serve their customers. Whatever your financial or insurance needs -commercial, personal or group - we have the tools and expertise to help select a product that works for you.

A TRG broker can provide valuable information about insurance, the risks that make it necessary, and how to protect yourself from those risks while getting the best coverage for your dollar.

TRG can save you money. By combining our in-house expertise with the vast knowledge of the many carriers we deal with, we ensure you have the best coverage at the best price at all times.



I need car insurance. What should I be asking?

TRG professionals are always ready and willing to provide answers to your questions, whenever they arise. Here are just a few examples of the types of requests we expect to hear every day:

    What is a perfect driving record?
    What happens if I have an accident in the U.S. Am I covered?
    How many years does an accident or conviction stay on my
    insurance record?



I just bought my first house. What should I be asking my broker?

At TRG, we pride ourselves on delivering the highest quality, personalized service possible. Whether you're a first-time homeowner or your existing policy is up for renewal, our representatives will ensure you choose the coverage that's best for you. For example, you may want to ask:

    What happens if a guest injures themself on my property?
    My child is attending university and living in residence.
    Do I need separate coverage or does my homeowner's policy
    automatically cover her?

    I own a cottage. Do I need to purchase separate coverage or can
    it be included under my homeowner's policy?



Every year I try to 'max out' my RRSP contribution. Is this always the best thing to do?

Many people tend to contribute the maximum amount to their RRSP each year, but it isn't always the right action to take. Ask yourself the following questions:

    What are the implications for my retirement if I max out my
    contribution each year?

    Have we used spousal RRSPs to our advantage?
    Do I understand how tax efficient non-RRSP investments can benefit
    my retirement plan?
    Do I understand how other strategies, like using Universal Life
    Insurance, can benefit my retirement lifestyle?



If you don't know the answers to any or all of these questions, seek the advice of a TRG financial consultant. We understand that the decisions you make today have a direct impact on your retirement and will help you plan properly for your future.



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